Madagascar Housing Initiative

Building sustainable homes through innovative tokenized property deeds with social impact integration

$10K Homes

Initiative Overview

The Madagascar Housing Initiative aims to create affordable, sustainable housing while generating returns for investors and creating a positive social impact. By tokenizing $10,000 property deeds and integrating with Gooddollar's UBI platform, we're creating a self-sustaining ecosystem that benefits all stakeholders.

Affordable Housing

Creating quality homes in Madagascar at $10,000 per unit with a rent-to-own model that empowers local residents.

Social Impact

70% of funds are reinvested in Gooddollar, supporting universal basic income while generating sustainable returns.

Investor Returns

Structured to provide competitive returns while creating lasting social impact through a transparent model.

Investment Structure

Property Deed Tokens

Our primary investment vehicle will be the Madagascar Property Deed Token, priced at $10,000 per unit. Each token represents ownership in a single housing unit with the following allocation:

  • 30% allocated directly to the Construction Fund for building homes
  • 70% invested in Gooddollar (G$) through staking until needed for further development
  • Rent-to-own structure allows eventual ownership transfer to residents
  • Returns generated from both rental income and G$ staking rewards

T-Bond Integration (Separate Entity)

UAE T-bonds are offered as a separate investment vehicle that complements the Property Deed Tokens:

  • T-bonds can be staked to generate LST AED tokens
  • LST AED can be invested in various projects, including our Madagascar initiative
  • This creates a separate liquidity pool that can support the housing ecosystem
  • T-bond investors maintain full liquidity while still contributing to social impact
$10,000 Property Deed TokenConstruction FundGooddollar InvestmentHousing DevelopmentG$ Staking Yield30%70%Reinvestment Cycle

Key Insight: While both investment vehicles can support the Madagascar Housing Initiative, we've structured them as separate entities to maximize flexibility and liquidity.

Property Deed Tokens provide direct investment into housing with a clear social impact component, while T-Bonds maintain their liquidity while still contributing to the ecosystem through the LST mechanism.

Rent-to-Own Mechanism

Our innovative rent-to-own structure allows residents to gradually build ownership in their homes while providing stable returns to investors.

Structure

  • Initial property value: $10,000
  • Ownership transfer premium: 25% ($12,500 total buyout)
  • Standard term: 7 years (84 months)
  • Monthly payment: Base rent + Ownership contribution
  • Ownership contribution: ~$149/month ($12,500 ÷ 84)

Benefits

  • Residents build equity with each payment
  • Investors receive predictable returns
  • 25% premium provides attractive investor yield
  • Capital recycled into new construction after buyout
  • Creates sustainable housing development cycle

Example Calculation

ComponentAmountNotes
Property Value$10,000Initial construction cost
Ownership Premium25%Return to investors
Total Buyout Amount$12,500$10,000 + 25% premium
Term84 months7 years
Base Monthly Rent$50Maintenance & management
Ownership Contribution$149$12,500 ÷ 84 months
Total Monthly Payment$199$50 + $149

Superfluid Payment Streaming

Superfluid

We utilize Superfluid's streaming payment protocol to create a subscription model for tenants, enabling real-time, continuous payments to deed owners in exchange for fractional ownership accumulation.

  • Tenants make continuous, second-by-second payments rather than monthly lump sums
  • Deed owners receive streaming income in real-time, improving cash flow
  • Ownership percentage accumulates continuously as payments stream
  • Smart contracts automatically track ownership accumulation

This innovative approach eliminates payment delays, reduces administrative overhead, and creates a more transparent ownership transfer process that benefits both residents and investors.

How Superfluid Streaming Works

1
Tenant opens payment stream
2
Funds flow continuously to deed owners
3
Ownership percentage increases in real-time
4
Full ownership transfers at completion

Gooddollar Integration

G$

70% of property deed investments are allocated to Gooddollar (G$), a protocol that delivers universal basic income (UBI) to people worldwide. This creates a dual impact:

  • Supporting global UBI distribution to reduce poverty
  • Generating staking rewards that fund additional housing development
  • Creating a sustainable cycle of social impact

Funds are staked on the Gooddollar platform until needed for further construction, allowing capital to generate both financial returns and social impact simultaneously.

Impact Metrics

5%
Estimated Annual G$ Yield
2-4
Additional Homes Per Year from Yield
100+
UBI Recipients Supported Per Home

Financial Model

Our financial model demonstrates how the Madagascar Housing Initiative creates a sustainable cycle of development and returns:

PhaseAmountAllocation
Initial Investment$1,000,000100 Property Deed Tokens at $10,000 each
Construction Fund$300,00030% allocation for immediate construction
Gooddollar Investment$700,00070% allocation to G$ staking
Annual G$ Yield (5% avg)$35,000Reinvested in additional construction
Annual Rental Income$60,000$50/month × 100 homes × 12 months
Annual Ownership Contributions$178,800$149/month × 100 homes × 12 months
Total Annual Return$273,80027.4% gross return on initial investment

Sustainability Model: As homes are fully purchased by residents (after 7 years), the capital is recycled into new construction, creating a self-sustaining development cycle.

Expansion Potential: The model can be scaled to additional regions beyond Madagascar as the capital base grows through reinvestment and new investor participation.

Frequently Asked Questions

How is my investment secured?

Your investment is secured by the physical property assets in Madagascar, with each property deed token representing direct ownership in a specific housing unit. The legal structure ensures your ownership rights are protected.

What happens if a resident defaults on payments?

Our local management team handles any payment issues. If a resident defaults, the property can be reassigned to a new resident without affecting investor returns. We maintain a waiting list of qualified residents to minimize vacancy periods.

How liquid is my investment?

Property deed tokens can be traded on our secondary market, providing liquidity options. Additionally, T-bond investments maintain their inherent liquidity while still contributing to the initiative through the LST mechanism.

How is the Gooddollar integration managed?

The 70% allocation to Gooddollar is managed through our treasury, which handles the staking process and yield reinvestment. Regular reports provide transparency on G$ yields and their impact on both UBI distribution and housing development.

How does the Superfluid payment streaming work?

Superfluid enables continuous, real-time payment streams from tenants to deed owners. This creates a subscription-like model where ownership accumulates with each passing second rather than in monthly increments. The system is fully automated through smart contracts, providing transparency and reducing administrative overhead.